Where Cash is King & and We Hold The Crown

REAL LOANS FOR

REAL ESTATE

INVESTORS

  • DSCR / HARD MONEY / GROUND UP CONSTRUCTION / BRIDGE LOANS

  • 80% Cash Out

  • 85% Purchase

  • No Income or Employment Verification

  • Does Not Report To Credit

  • Vacant OK

  • No Experience Needed

  • Bad Credit, No Problem

Get Funded In 3 Simple Steps

Free Quote

Fill out our quick form and let us evaluate the numbers — NO credit pull, no risk. Just a quick chat and your done

Approvals in 24-48 Hours

We package and send your deal to one of our 200+ approved banks with the best rates and terms for your scenario. Bank approvals within 24-48 business hours.

Cash in Hand in 30 Days

With a 97% Application to Funding ratio your in good hands and most investors see wired funds in

30 days.

INTRODUCING

DSCR KINGS LOAN PROGRAMS

Here's what you get:

  • Cashout 80% *on approved investors

  • NO SEASONING ON VALUE

  • Purchase 85% LTV

  • Rate and Term Refi 85%

  • Appraisal transfers may be allowed

  • Close in your LLC

  • STR - MTR - LTR - Pad Split - OKAY

  • Use of actual rents and current lease

  • DSCR minimum (No Ratio and .75)

  • Step Down PPP

  • Bad Credit no Problem (credit partner)

  • Loan WILL NOT report to CREDIT

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Howard S.

Brian has been fantastic to work with the last few months. He spent a lot of time going over different options and strategies for my rental property refi...

Here's what you get:

  • $150K – $5MM>

  • 1-4 Unit residential properties

  • Up to 90% LTV on Fix-and-Flip loans with rehab

  • Up to 75% Cash Out on Bridge Refinance

  • No DTI, W-2s, or paystubs required

  • Up to 100% Rehab Financing

  • No prepayment premium on 1-year term

  • 600 minimum FICO

  • Pricing discounts for experienced borrowers

  • 1&2 Year Term w/ NO PREPAYMENT

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Luz P.

Easy to work with and communication was easy and kept us up to date on everything! Will definitely use them again!

Here's what you get:

  • Loan amounts from $200k – $5MM

  • Financed full-term Interest Reserves

  • Up to 85% LTC including interest reserve

  • 12-, 18- and 24-month terms, interest-only

  • No interest charged on undrawn funds

  • Minimum FICO: 680

  • Property types:

  • Attached and detached single family residential (SFR)

  • Townhomes

  • 2-4 family residential

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Terrel S.

Once again, Brian worked diligently thru my first refinance with his organization...thanks for all the guida

Buy or refinance your primary and second homes. We offer competitive rates and programs in the conventional space.

Primary and investment properties. Access your equity today for debt consolidation, renovations or vacations.

The Go-To DSCR & HARD MONEY Team

for Real Estate Investors Nationwide

At DSCR King's, we don’t believe in compromises. We believe in quick access and increased leverage "TODAY" for a better future tomorrow.

We understand your business runs on CASH not Cashflow.
We offer customized portfolio financing strategies, fast approvals and expert guidance. No matter your level our team is here to support your journey — whether it’s your first or your fiftieth door. Here’s a quick look at how we help real estate investors scale smarter:

  • Up to 80% Cash-Out on ARV: Access your equity fast — reinvest into your next property or fund your next flip.

  • No Income or Employment Verification: No tax returns. No W2s. We qualify based on the rental income.

  • Close in Your LLC or Business Entity: Protect your assets and keep your investments professionally structured.

  • No waiting to use ARV: Move fast and close now with After Repair Value - NO waiting 6months - 1 year

  • Bad Credit? No Problem. Add a credit partner or qualify with flexible guidelines designed for real investors.

  • STR, LTR, Mid-Term & PadSplit: We fund short-term rentals, long-term properties, and hybrid models — it's all in how you set up the deal. We do it right.

When Traditional Lenders Say No?

DSCR King's Say "Yes"

DSCR KINGS

THEM

DSCR KINGS

  • 80% CASH OUT

70 - 75% CASH OUT

  • 80% CASH OUT

  • Use FULL Value 1 day out of REHAB

Wait 6 month to 1 year after purchase to use appraised value

  • Credit is good for 120 days = 1 inquiry

Pulls Credit on ALL owner and on every loan multiple inquiries

  • Approved with 100's of Banks

One Bank / One program = Like it or Not

  • Funds over 1000 loans per month and passes on volume discounts to our clients

Retail fees and no discounts on loans due to lack of volume

THEM

70 - 75% CASH OUT

Wait 6 month to 1 year after purchase to use appraised value

Pulls Credit on ALL owner and on every loan multiple inquiries

Pulls Credit on ALL owner and on every loan multiple inquiries

One Bank / One program = Like it or Not

Retail fees and no discounts on loans due to lack of volume

Don't worry, we can help!

The King and Queen Behind the Mission

We’re not just here to fund your deals — we’re here to help you grow your KINGDOM

Brian is your go-to expert in investor financing, committed to helping real estate investors scale with confidence. Backed by Charity and their team that believes in speed, flexibility, and maximum leverage, We're honored to be part of your journey.

Brian Bowman and Charity McCanna


NMLS # 2016766 | NMLS# 229582